Question 1

What makes SwissFinanceAI different from other Finance AI providers?

Accepted Answer

SwissFinanceAI stands for genuine Swiss AI expertise in accounting, tax and workflow automation. We specialize in SMEs, fiduciaries and financial service providers who want secure and efficient digitalization. Our solutions integrate seamlessly with Bexio, Abacus, Shopware and other Swiss ERP systems. Data always remains in Switzerland – DSG/nDSG compliant. SwissFinanceAI offers individual automation, practical know-how and personal support – no mass products.

Question 2

How does SwissFinanceAI ensure data protection for financial institutions?

Accepted Answer

SwissFinanceAI guarantees the highest data security: All data is stored and processed exclusively on Swiss servers. We meet the requirements of DSG, nDSG and FINMA. Access is only possible for authorized persons, everything is encrypted and continuously monitored. For banks and SMEs, we rely on ISO27001-compliant infrastructure. Our customers always retain full control and data sovereignty.

Question 3

Is SwissFinanceAI suitable for small companies or only for major banks?

Accepted Answer

SwissFinanceAI is built for Swiss SMEs, self-employed and fiduciary offices. You don't need an IT department to use our tools – everything works immediately, individually customizable and scalable. Our solutions bring efficiency to banks and large companies – but the core focus remains on SMEs, startups and consulting.

Question 4

Who is behind SwissFinanceAI and what expertise do you bring?

Accepted Answer

SwissFinanceAI is led by Lukas Huber – with over 10 years of experience in the Swiss fiduciary industry. He successfully digitized and sold his own accounting firm (lhubertreuhand.ch). He is currently completing his training as a federally certified AI Business Specialist. Our team combines finance know-how, compliance expertise and cutting-edge AI automation – a unique combination for Swiss SMEs.

Question 5

What does "Zero Vendor Lock-in" mean at SwissFinanceAI?

Accepted Answer

At SwissFinanceAI, you retain 100% control over your data and systems. All solutions are portable – you can switch to another provider or operate yourself at any time. We rely on open standards (n8n, PostgreSQL, Python) instead of proprietary black-box systems. Your data remains local or on Swiss servers of your choice. Mobile-first architecture enables work from anywhere, without dependencies.

Question 6

How can SwissFinanceAI automate my Bexio ERP integration with AI accounting?

Accepted Answer

SwissFinanceAI connects Bexio and other Swiss ERP systems directly via API. Documents, invoices and payments run fully automatically – from document recognition through posting to handover to accounting. AI checks and categorizes everything, saves time, reduces errors and ensures 100% compliance. Ideal for SMEs who want to digitalize and streamline accounting and taxes.

Question 7

What workflow automations does SwissFinanceAI offer?

Accepted Answer

We automate repetitive processes with n8n, Python and AI: email processing, document routing, invoice approval workflows, payment reminders and report generation. Your existing tools (ERP, CRM, Banking, Shopware) are intelligently connected. The automations run 24/7, error-free and always adaptable – without an IT department.

Question 8

Can you develop custom AI assistants or chatbots for my company?

Accepted Answer

Yes. We develop tailored AI assistants with OpenAI or Claude, trained on your business processes. Use cases: customer service, document processing (1000+ documents), financial analysis, FAQ responses and internal knowledge bases. All solutions are multilingual (German/English/French/Italian) and GDPR compliant.

Question 9

How does compliance automation work at SwissFinanceAI?

Accepted Answer

SwissFinanceAI automates FINMA-compliant workflows: AEOI reporting, money laundering checks, audit trails and tax reporting obligations. All processes are traceable, encrypted and audit-ready. You receive automatic compliance reports and alerts for deviations. Ideal for fiduciaries, banks and regulated financial service providers.

Question 10

Can SwissFinanceAI also work with legacy systems?

Accepted Answer

Absolutely. We integrate modern AI automation into existing legacy systems – without expensive system changes. Via APIs, database interfaces or middleware, we seamlessly connect old and new systems. You keep your proven tools but gain modern automation. No black-box solutions, no dependencies.

Question 11

Do you offer complete solutions or only individual services?

Accepted Answer

Both. You can book individual services (e.g., only Bexio integration) or a complete solution with end-to-end automation. Our approach: First identify quick wins (audit), then build prototype, then rollout with training. Optional: Retainer for ongoing optimization. You decide how far we go.

Question 12

What does collaboration with SwissFinanceAI cost?

Accepted Answer

Our prices are modular and transparent: Free short call (30 min) for initial consultation, CHF 160/h for 1:1 consulting, CHF 980 for Automation Starter (audit + prototype), from CHF 2'900 for complete rollout incl. training, from CHF 490/month for retainer (ongoing optimization). All prices excl. VAT, no minimum term, no hidden costs.

Question 13

What ROI can I expect from SwissFinanceAI automations?

Accepted Answer

Our customers save an average of 1-3 hours daily through automation. For a 5-person team, that corresponds to CHF 15,000-45,000 savings potential per year. Typical ROI: 250-400% in the first year. E-commerce case study: 18h/week saved, 340% ROI. Payroll automation: <1h/month effort (previously 8-12h), 95% fewer errors.

Question 14

Is there a free consultation or trial phase?

Accepted Answer

Yes. We offer a free 30-minute short call to understand your situation and identify quick wins. No sales pitches, just real expertise. After this call, you decide if you want to continue. Optional: Automation Starter (CHF 980) with audit and MVP prototype – practical test before larger investment.

Question 15

What is the difference between project price and retainer?

Accepted Answer

**Project Price:** One-time implementation with clear scope (e.g., Bexio integration for CHF 2,900), defined delivery and completion. **Retainer:** Monthly flat rate (from CHF 490/month) for ongoing optimization, new workflows, priority support (<48h) and continuous development. No minimum term. Ideal for growing SMEs who want to continuously automate.

Question 16

Which ERP systems does SwissFinanceAI support?

Accepted Answer

SwissFinanceAI integrates with all common Swiss ERP systems: Bexio, Abacus, Sage, Swiss21, SAP and more. We also support Shopware (e-commerce), banking APIs (all Swiss banks), CRM systems and legacy software. If your system is not listed: We work with APIs, database interfaces or middleware – practically any system can be integrated.

Question 17

How long does implementation of an automation solution take?

Accepted Answer

It depends on the scope. **Quick wins** (individual workflows): 1-2 weeks. **Standard integration** (e.g., Bexio + n8n): 3-4 weeks. **Complete transformation** (multiple systems, custom AI): 2-3 months. Our approach: Start with prototype (1 week), then iterative rollout. You see immediate progress, no months-long blackout phases.

Question 18

Do I need technical knowledge to use SwissFinanceAI tools?

Accepted Answer

No. Our solutions are built for non-technical users. After implementation, everything runs automatically – you only use your familiar ERP (e.g., Bexio). We train your team, document everything clearly and provide support. For advanced users: Optional n8n training (CHF 390 p.p.) for your own customizations.

Question 19

Can I access the automations from my phone?

Accepted Answer

Yes. SwissFinanceAI solutions are mobile-first: photograph and upload documents, grant approvals, check dashboards – all from smartphone or tablet. ExeoFlow/ExeoDocs enables mobile document capture. n8n workflows can be monitored via app. Perfect for entrepreneurs on the go.

Question 20

What happens to my existing data during migration?

Accepted Answer

Your data remains secure and under your control. We don't migrate anything without your consent. Standard process: 1) Backup of your data, 2) Test migration in isolated environment, 3) Validation by you, 4) Production migration only after approval. All data remains in Switzerland, encrypted and exportable at any time.

Question 21

Does SwissFinanceAI also work with very old or unusual systems?

Accepted Answer

Yes. We specialize in legacy systems. Many Swiss SMEs use AS/400, old Access databases or proprietary accounting software. Via database interfaces, CSV export/import or middleware, we also integrate exotic systems. No need for new system purchases – we work with what you have.

Question 22

Is SwissFinanceAI FINMA-compliant?

Accepted Answer

Yes. SwissFinanceAI solutions are designed for FINMA requirements: Automated AEOI reporting, money laundering checks, complete audit trails and encrypted data processing. All workflows are documented, traceable and auditable at any time. Ideal for banks, asset managers, fiduciaries and regulated financial service providers. Compliance reports automatically generated.

Question 23

Where is my data stored and how is it protected?

Accepted Answer

All data is stored exclusively on Swiss or EU servers (Infomaniak, Supabase). Encryption: End-to-end (TLS 1.3, AES-256). Access: Strictly controlled, role-based, 2FA mandatory. Backup: Daily, encrypted, georedundant. Hosting: ISO27001-certified, GDPR-compliant. Optional: Completely on-premises operation at your location.

Question 24

Does SwissFinanceAI meet DSG and GDPR requirements?

Accepted Answer

Yes. SwissFinanceAI is 100% DSG (Swiss Data Protection Act) and GDPR (EU) compliant. Data minimization: We only process absolutely necessary data. Transparency: All data flows documented and viewable. Deletion obligation: Data is completely deleted after contract end (on request). Right of access: Full insight into your data at any time.

Question 25

How does the audit trail function work at SwissFinanceAI?

Accepted Answer

Every action is automatically logged: Who changed what when, which data was processed, which workflows were executed. Audit logs are immutable (blockchain technology optional), exportable at any time and audit-ready. Ideal for internal audits, external audits and compliance evidence. Filter by user, time period, action.

Question 26

What happens in case of a security incident or data breach?

Accepted Answer

SwissFinanceAI has a GDPR-compliant incident response protocol: 1) Immediate detection via monitoring, 2) Isolation of affected systems, 3) Analysis and remediation, 4) Notification to you within 24h, 5) Authority notification if required (within 72h). Zero-trust architecture minimizes risks. Our partners (Infomaniak, Ateso) are ISO27001-certified.

Question 27

How do I start with SwissFinanceAI?

Accepted Answer

**Step 1:** Book a free 30-minute short call via Calendly (https://calendly.com/swissfinanceai/30min) or contact us by email (info@swissfinanceai.ch). **Step 2:** We analyze your situation and identify quick wins. **Step 3:** Optional: Automation Starter (CHF 980) with audit and MVP prototype. **Step 4:** Rollout with training. **Step 5:** Optional: Retainer for ongoing optimization.

Question 28

What should I prepare for the initial consultation?

Accepted Answer

Minimum: Description of your biggest time wasters in the finance area. Ideal: List of your current tools (ERP, Banking, etc.), typical workflows (e.g., invoice processing), number of employees in finance team. No technical details needed – we'll clarify everything in the conversation. Goal: Identify quick wins and give you immediate first ideas.

Question 29

Do I need an IT department or technical knowledge?

Accepted Answer

No. SwissFinanceAI takes care of the entire technical implementation. You only need: 1) Access to your systems (e.g., Bexio login), 2) Decision-making authority for process changes, 3) Willingness to test new workflows. After implementation, everything runs automatically – you only use your familiar tools.

Question 30

How long until I see first results?

Accepted Answer

**Quick wins:** Within 1-2 weeks (e.g., automatic invoice processing). **Standard integration:** 3-4 weeks until full rollout. **First time savings:** Immediately after activation of workflows. **Measurable ROI:** Within 3-6 months (average 250-400% in first year). Our approach: Fast prototypes instead of long planning phases.

Question 31

How can SwissFinanceAI connect my Shopware shop with Bexio?

Accepted Answer

SwissFinanceAI connects Shopware directly with Bexio via n8n workflows: Orders are automatically created as invoices in Bexio, payment receipts are reconciled, reminders are sent. Product sync (Shopware ↔ Bexio), automatic inventory postings and VAT reporting included. Case study: E-commerce customer saves 18h/week, 340% ROI in first year.

Question 32

Does SwissFinanceAI also support other shop systems (WooCommerce, Magento)?

Accepted Answer

Yes. We integrate all common shop systems: WooCommerce, Magento, PrestaShop, Shopify. Via REST APIs or webhooks, we connect your shop with your ERP, banking and shipping providers. Fully automatic order-to-cash processes: Order → Invoice → Payment → Shipping → Accounting.

Question 33

Can SwissFinanceAI automate returns and credit notes?

Accepted Answer

Absolutely. Returns automatically trigger credit notes in Bexio, inventory is updated, customer receives notification. Workflow: 1) Customer reports return, 2) System creates credit note, 3) Accounting is informed, 4) Refund automatic. Reduces manual errors and processing time by 80%.

Question 34

How does VAT automation work for cross-border e-commerce?

Accepted Answer

SwissFinanceAI automatically checks: 1) Delivery location (CH/EU/third country), 2) Customer type (B2B with VAT ID/B2C), 3) Goods value for customs duty. System calculates correct VAT, creates One-Stop-Shop (OSS) reports for EU sales, prepares customs declarations. Always up-to-date with CH VAT law and EU VATD.

Question 35

Can SwissFinanceAI integrate with shipping providers (Post, DHL, DPD)?

Accepted Answer

Yes. Fully automatic integration with Swiss Post, DHL, DPD, UPS, FedEx. As soon as payment is received: 1) Shipping label automatically created, 2) Tracking number to customer, 3) Inventory updated, 4) Accounting informed. Pick lists for warehouse automatically generated. Saves 1-2 hours of manual work daily.

Question 36

How can SwissFinanceAI support my fiduciary office with client management?

Accepted Answer

SwissFinanceAI automates your client work: Capture documents via mobile app (ExeoFlow), automatically categorize and post, month-end close 35% faster. Client portals for self-service (upload documents, check status), automatic reminders, VAT settlements. Scaling to 20+ clients without hiring.

Question 37

Does SwissFinanceAI support automation of payroll accounting (AHV/ALV/BVG)?

Accepted Answer

Yes. Fully automatic payroll accounting: Time tracking → Salary calculation → AHV/ALV/BVG deductions → Payment → Reports to authorities. Validation workflows prevent errors. Case study: <1h/month effort (previously 8-12h), 95% fewer errors, 100% compliance. Audit logs for every transaction.

Question 38

Can SwissFinanceAI help with annual financial statements and audits?

Accepted Answer

Absolutely. Automatic preparation: Check account balances, create reconciliations, link posting documents, generate audit trails. AI checks plausibility (unusual postings, balance differences). Audit packages (balance sheet, income statement, notes, posting journal) automatically compiled. Auditors receive structured data instead of Excel chaos.

Question 39

How does mobile document capture work for clients?

Accepted Answer

ExeoFlow/ExeoDocs: Clients photograph documents with smartphone → AI automatically recognizes (invoice, receipt, bank statement) → Categorization and posting → Upload to your ERP. You only validate instead of manually typing. Clients can check status anytime. 80% fewer inquiries, 70% faster capture.

Question 40

Is SwissFinanceAI suitable for managing multiple client accounting systems?

Accepted Answer

Yes. Multi-client capability: Each client has own database, separate access, individual workflows. Central overview for your office: Open tasks, deadlines, month-end closes of all clients at a glance. Bulk operations: Create VAT settlements for all clients simultaneously. Perfect for fiduciary offices with 10-100 clients.

Question 41

How can SwissFinanceAI connect my production ERP with financial accounting?

Accepted Answer

SwissFinanceAI integrates production ERP (SAP, Abacus, industry-specific systems) with financial accounting: Material consumption → Cost centers, Production orders → WIP postings, Finished goods → Inventory postings, Shipping → Invoicing. Real-time overview: Production costs, contribution margins, inventory levels. AI-supported plausibility checks prevent posting errors.

Question 42

Does SwissFinanceAI support manufacturing cost calculation?

Accepted Answer

Yes. Automatic post-calculation: Material costs + Labor costs + Machine costs + Overhead = Full costs per product. AI analyzes deviations between pre-calculation and post-calculation, identifies cost drivers. Dashboards show contribution margins per product, product group, customer. Basis for price optimization and make-or-buy decisions.

Question 43

Can SwissFinanceAI match supplier invoices with purchase orders?

Accepted Answer

Absolutely. 3-way-match automation: Purchase order ↔ Goods receipt ↔ Supplier invoice. AI automatically checks: Prices, quantities, terms. On deviations: Alert to purchasing. On match: Automatic approval and payment. Prevents double payments and incorrect invoices. 95% of invoices processed fully automatically.

Question 44

How does inventory accounting automation work at SwissFinanceAI?

Accepted Answer

Fully automatic inventory accounting: Goods receipt → Post receipt, Production → Transfer, Shipping → Post withdrawal. Valuation by FIFO/LIFO/Average (Swiss GAAP FER/OR compliant). Inventory differences automatically detected and reported. Real-time inventory levels viewable at any time. Integration with barcode/RFID systems.

Question 45

Can SwissFinanceAI help with production control and capacity planning?

Accepted Answer

Yes. AI-supported production control: Order receipt → Automatic capacity check → Machine scheduling → Material availability → Production start. Predictive analytics: Delivery date forecasts, bottleneck detection, capacity optimization. Alerts on impending deadline delays. Integration with MES (Manufacturing Execution Systems).

Question 46

Is SwissFinanceAI suitable for medical practices and clinics?

Accepted Answer

Yes. Specialized in healthcare: Patient billing (Tarmed, DRG), health insurance interfaces (XML 4.0/5.0), self-payer invoices, dunning. Integration with practice software (Medidata, HIN, Elexis). FINMA/DSG compliant, KVG compliant. Automatic reclaims for non-payment by health insurers.

Question 47

How does automation of health insurance billing work?

Accepted Answer

Fully automatic Tarmed billing: Service recording in practice software → SwissFinanceAI generates XML files → Sending to trust center (MediData, HIN) → Payment receipt monitoring → Accounting. On rejections: Automatic alerts. On partial payments: Difference invoices. 99% automated processing.

Question 48

Can SwissFinanceAI process patient data in GDPR-compliant manner?

Accepted Answer

Yes. Healthcare-specific GDPR/DSG compliance: Pseudonymization of patient data, encryption according to medical-grade standards (ISO 27799), access logs for audits. Data separation: Medical data remains in practice software, only billing data flows to SwissFinanceAI. Hosting on Swiss health cloud servers.

Question 49

Does SwissFinanceAI support billing for supplementary insurance and self-payers?

Accepted Answer

Absolutely. Flexible billing logic: KVG (basic insurance), VVG (supplementary insurance), self-payers. Automatic invoice creation according to tariff (Tarmed, private tariff, individual agreements). Dunning for self-payers. Installment payment management. Integration with collection agencies on payment default.

Question 50

Can SwissFinanceAI automate cost center accounting for clinics?

Accepted Answer

Yes. Clinic-specific cost accounting: Departments (Surgery, Internal Medicine, Radiology) as cost centers, automatic allocation of personnel, material and infrastructure costs. Service charging between departments. DRG cost accounting (case flat rates). Contribution margin analyses per department, treatment type, insurance type. Basis for strategic decisions.

Question 51

What APIs does SwissFinanceAI provide?

Accepted Answer

RESTful APIs with OpenAPI 3.0 documentation: Webhooks for event-driven architecture, OAuth 2.0 authentication, rate-limiting (1000 requests/hour standard), JSON/XML responses. Endpoints: /invoices, /payments, /documents, /workflows, /analytics. SDKs available: JavaScript/TypeScript, Python, PHP. Sandbox environment for testing included.

Question 52

Can I run SwissFinanceAI on-premises?

Accepted Answer

Yes. Fully on-premises deployment: Docker containers (n8n, PostgreSQL, Redis), Kubernetes-ready, Ansible playbooks for automation. Hardware requirements: 4 CPU cores, 16GB RAM, 200GB SSD (for 1000+ transactions/month). Backup strategy included. Support via remote access (after your approval). Updates via GitLab/GitHub.

Question 53

Which database backends does SwissFinanceAI support?

Accepted Answer

PostgreSQL (recommended), MySQL/MariaDB, Microsoft SQL Server, Oracle (for Enterprise). NoSQL: MongoDB for document storage. In-memory: Redis for caching. Data warehouse: Integration with Snowflake, BigQuery, AWS Redshift. ETL pipelines via Apache Airflow or n8n. All migrations schema-versioned (Flyway/Liquibase).

Question 54

How secure is the n8n workflow engine and can I develop my own nodes?

Accepted Answer

n8n is open-source, audit-ready, ISO27001-compliant deployable. Credentials stored encrypted (AES-256). Custom nodes: Yes, in TypeScript/JavaScript. Community nodes: 400+ available. Custom nodes for SwissFinanceAI: Bexio, Abacus, Swiss QR-Bill, AEOI-Export. SDK documentation: docs.n8n.io. Our team helps with custom node development (CHF 160/h).

Question 55

What monitoring and logging solutions does SwissFinanceAI recommend?

Accepted Answer

Prometheus + Grafana for metrics (response times, error rates, queue lengths), ELK stack (Elasticsearch, Logstash, Kibana) for logs, Sentry for error tracking, Uptime-Kuma for status monitoring. Alerts via Slack, email, SMS, PagerDuty. Log retention: 90 days standard, longer on request. Compliance logs: Separate archiving (10 years).

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