2026 US ACH rules: Impact on RTP, FedNow and fraud controls
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The introduction of the US Federal Reserve's FedNow service in 2023 has accelerated the shift towards real-time payments (RTP) in the US, with significant
2026 US ACH rules: Impact on RTP, FedNow and fraud controls
The introduction of the US Federal Reserve's FedNow service in 2023 has accelerated the shift towards real-time payments (RTP) in the US, with significant implications for Swiss banks and fintechs. As the 2026 US ACH rules come into effect, Swiss financial institutions must prepare for increased competition and changing payment landscapes. The rules will likely impact RTP adoption, with potential knock-on effects on Swiss banks' correspondent banking relationships and market share. Fintechs, meanwhile, will need to adapt their anti-money laundering (AML) and know-your-customer (KYC) controls to mitigate emerging fraud threats in a rapidly evolving payments environment.
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Original Article: 2026 US ACH rules: Impact on RTP, FedNow and fraud controls
Published: April 9, 2026
This article was automatically aggregated from Finextra for informational purposes. Summary written by AI.
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Original Source
This article is based on 2026 US ACH rules: Impact on RTP, FedNow and fraud controls (Finextra)
